The PULA Foundation, in collaboration with the Presidential Food Systems Coordination Unit (PFSCU) and Bayer Foundation, has launched a ground-breaking agricultural insurance initiative to enhance the resilience of Nigeria’s agricultural sector.
The partnership aims to provide climate-resilient agricultural risk mitigation methodologies to approximately 248,000 smallholder farmers across eight states, including Ekiti, Plateau, Kaduna, Enugu, Jigawa, Borno, Nasarawa, and Taraba.
This innovative initiative is part of the National Agribusiness Planning Mechanism (NAPM) program, which was co-created by PFSCU, PULA, and Bayer Foundations.
The program’s primary objective is to ensure that Nigerian farmers engage in climate-resilient agriculture risk mitigation methodologies, thereby improving crop yields and reducing losses due to climate-related risks.
The partnership has received strong support from state governments, with eight states already onboarded as part of a pilot program.
State governors have demonstrated their commitment to indemnifying their farmers with promptly paid premiums, which will be matched by a commitment from PULA and Bayer Foundations for four seasons. Leadway Insurance will act as the preferred insurance agency to harmonize and assure the program’s insurance cover for each farmer.
According to Marion Moon, Executive Secretary of PFSCU, “By engaging directly with those who implement policies and systems, we gain valuable insights into the specific challenges they face. Understanding these pain points is crucial for developing effective solutions.”
Rose Goslinga, Executive Director of PULA Foundation, noted that “across sub-Saharan Africa, small farmers are the bedrock of national and regional economies—unless the weather proves unpredictable and their crops fail. The solution is insurance, at a vast, continental scale, and at a very low, affordable cost.” This visionary approach underscores PULA’s commitment to supporting the Nigerian government and state governors in their quest for food security, sustainable agricultural practices, and climate resilience.
Dr. Michael Enahoro, PULA Nigeria Country Director, emphasised that “enshrining the responsibility of risk mitigation with the individual farmer allows for improvements in productivity, ensures that the agronomic efforts of the farmer are not wasted, and ultimately benefits both government and consumers.”
The partnership is expected to upscale and cover more value chains, integrate more farmers, and support Nigeria’s quest to eradicate climate change-related disasters and drive sustainable food systems.
PULA Foundation and its partners are currently focused on ensuring the expansion of the NAPM into the second phase, which is the 2025 Dry Season, and encouraging all state governments to partner with the PFSCU to ensure all Nigerian farmers participate in the 2025 Dry Season farming exercise wherever possible.
State officials, including Hon. Ebenezer Boluwade and Samson Bugama, Commissioners of Agriculture in Ekiti and Plateau states, have expressed their commitment to the program, while Governor Abdullahi Sule of Nasarawa state believes that the state’s participation in the NAPM program will lead to the improvement and sustainable development of agriculture in Nasarawa.
The initiative is a significant step towards enhancing the resilience of Nigeria’s agricultural sector and promoting sustainable food systems.
With the support of state governments, PULA Foundation, and its partners, the program is poised to make a lasting impact on the lives of Nigerian farmers.
