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ABUJA – BMONI, an AI-driven financial powerhouse built to empower Africa’s young professionals and small business owners, is set to redefine how Nigerians spend, save, and move money both locally and globally.
Touted as a disruptor in digital banking, BMONI comes armed with 22 global patents for its biometric technology and a bold promise to deliver smarter, cheaper, and borderless financial services — without the usual bottlenecks of traditional banking.
Through the platform, users can open multi-currency accounts, save in US dollars, and enjoy access to virtual and physical Mastercard debit cards usable at over 100 million merchants worldwide.
In essence, the fintech offers a financial passport for a generation of Nigerians thinking and operating beyond borders.
“Nigeria represents the beating heart of Africa’s tech revolution,” said Jørn Lyseggen, Founder & CEO of BMONI.
“We are launching BMONI here because the users are highly sophisticated and tech savvy. Our mission is to give Nigeria’s movers and shakers world-class financial tools to enable an active participation in the global economy.”
At its core, the fintech blends cutting-edge encryption, biometric verification, and partnerships with licensed financial institutions, ensuring every user’s data and funds remain fully protected. The platform’s sleek design and intuitive interface bring a fusion of Silicon Valley engineering and African innovation.
“BMONI represents a new chapter for African fintech,” said Gbenga Oyebode, Advisor to BMONI. “It’s a platform built with deep respect for the Nigerian market and a clear vision for how technology can unlock financial inclusion at scale. The timing couldn’t be better.”
The financial tech’s visionary founder, Jørn Lyseggen, is no stranger to transforming ideas into global success stories. With over 18 years of experience supporting African tech entrepreneurs through MEST Africa — a Pan-African initiative that has trained more than 2,000 innovators since 2008 — Lyseggen brings deep credibility to the project.
He also founded Meltwater, a global leader in media intelligence with $500 million in annual recurring revenue and operations in 50 offices worldwide.
“Nigerians today want more than banking – they want freedom, ownership and opportunity,” said Ashwin Ravichandran, Head of Product at BMONI.
“In a country where 70% of the population is under 35 and fintech transactions exceed 9 trillion Naira every month, BMONI gives users a smarter way to save in stable assets, earn more on their Naira, and transact seamlessly in a digital world that recognizes their global potential.”
The company boasts an international product and engineering team spanning Nigeria, Ghana, Chicago, San Francisco, Norway, and London, combining global expertise with local insight to deliver a truly African-born innovation built for global relevance.
As part of its launch rollout, it will host a series of high-profile events across Lagos throughout October, including a private, invite-only launch party on Victoria Island next week.
The company is also a key sponsor of Moonshot, Africa’s leading tech and innovation event, where its team will engage entrepreneurs, creators, and digital leaders on how fintech can drive inclusive prosperity across the continent.
